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  25 votes.

 

The online version of Money Magazine and new Money 101 courses offer a great way for consumers to find answers to uncommon and common money
questions.  For example, Lesson #20 deals with auto and homeowners insurance.

The most common consumer error is not buying enough coverage.  Another
error we make is not shopping around for the best premium price.  We could save hundreds comparing identical coverage from company to company.

Some tips on buying insurance coverage for your home or auto:
- Raise your deductible amounts to a comfortable level to decrease premiums.
- Don't make minor claims.
- Ask for discounts when purchasing auto and home policies with the same
company.
- Ask for good driving discounts.

Visit http://www.money.com for Money 101 courses.