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Clark discourages auto loans longer than 42
months. Why? Longer loans often
find consumers upside down in the loan before it's paid
off. Being upside down
in a loan means that a consumer owes more on the car than
it's worth.
Can't afford the monthly payments on a shorter termed
loan? That means that
you could be considering too much car, or a car that is
too expensive for your
budget. Consider a less expensive model, or consider the
purchase of a used
vehicle. Remember, stick to 42 months or less. |
